The Virginia Disaster Assistance Fund (VDAF) is a $50 million state program providing financial relief to Virginians whose homes, businesses, farms, or community infrastructure were destroyed or heavily damaged by Tropical Storm Helene or the February 2025 storms, and funding mitigation projects to protect against future disasters. 

Funding is distributed through local governments and Planning District Commissions to ensure assistance reaches residents quickly and fairly.

FAQ:

Q: Who qualifies? 
A: Homeowners, business owners, and farmers in disaster-declared counties/cities. Local governments and nonprofits may also apply for mitigation projects. 

Q: How much can I receive? 
A: Up to $500,000, depending on the type of damage: 

Total Loss – up to 100% of value (max $500K) 
Major Damage – up to 50% of value (max $500K) 
Bridge repair/slope stabilization – up to $50K (individual) 
Large mitigation projects – up to $500K 

Q: Is this the same as FEMA? 
A: No. VDAF is separate. It works alongside FEMA and insurance to fill funding gaps. 

Q: Where do I apply? 
A: Apply through your county/city government or regional Planning District Commission (PDC).

Q: How long will funding last? 
A: Applications are reviewed on a first-come, first-served basis until all funds are distributed. Apply as soon as possible. 

Q: What documents do I need? 
A: Proof of ownership, photo ID, insurance documents (if applicable), damage photos, and cost estimates.